No matter how complex, we've your back

What differentiates us

No matter how complex, we've your back

7,500 employees

implement our philosophy worldwide

20 countries

in which we support clients locally

1.3 billion

technical transactions we’ve implemented so far

326 million credit and risk checks

performed every year

800 million accounts receivables

we’ve processed so far

60 million letters

we send annually on a global basis

> 6,000 merchants

that use our Pay-After-Delivery-solution AfterPay

325 payment methods

we offer worldwide



Management system according to ISO/IEC 27001

  • Professionally qualified assignees and teams in terms of data protection, data security, and business continuity management 
  • Comprehensive concepts for system recovery after break down, as well as rule-based reviews and pentests
  • Regular trainings and use of comprehensive technical and organizational security measures

Continuous employee training in innovative methods

  • Employee certification in software development
  • Regular trainings
  • International Software Testing Qualifications Board (ISTQB); Certified Tester
  • ITIL® certification in IT operations
  • Certified ScrumMaster® (CSM)

Certified data protection and innovative solutions for digitization

  • Certificate "TÜV-tested data protection" for the digital account check in order to digitize the whole credit application process
  • Consumer protection and data conformity: quality and security in the diligent and reliable handling of sensitive consumer data
  • Steering of data handling processes as well as their validation according to current legal requirements for data protection and principles of IT security

Certified collection system and next book

  • The auditing company KPMG certified COSIMA and the accounting supportive next book functions as GOB confor

Registration according to the Legal Services Act

  • Subject-specific supervision by the registration authority (OLG Hamm)
  • Data protection supervision via state representatives for data protection

Control via the active membership in the BDIU

  • Membership requires strict self-control via the Federal association
  • Professional regulations by law extent general minimum requirements