Tailor-made financial services across the order-to-cash process

Payment & Financing Services

What are our payment and financing services?

From the integration of suitable payment methods to flawless and secure invoice factoring to professional accountancy, global or local – Arvato Financial Solutions supports your business.

Tailored business process outsourcing modules for an optimal customer experience

For our payment and financing services we focus entirely on your individual needs and the market in which you operate or would like to expand. We do not only offer our own payment method, AfterPay, but we also offer a selection of the most popular payment solutions in the market for your checkout. By that we co-create new services from online and offline payment, invoice factoring, and order to cash outsourcing solutions totally integrated into a comfortable customer journey. In every step we take the risk of fraud and credit and ensure you the highest possible conversion – with the same level of security.

How do you benefit from our services?

Combine our individual order to cash, payment, and accountancy products and profit from closed interfaces and real time actions.

  • Benefit from our services and solutions created for your core business, market, and target customers - global and local.
  • Use the integration of our various portfolio of online and offline payment methods. It doesn’t matter if you choose external payment services or our own specialised payment method, impeccable and smart technology and integration is guaranteed.
  • Keep your customer on your side with professional and customer friendly invoice processing, enhancing your customer loyalty for the long term.
  • Take the high conversion rate due to optimized order to cash processes and let us take the risk with the complete transfer of receivables to boost your liquidity.
Higher conversion rate

Specialized on your business

For global and local markets

Portfolio of diverse country specific on-/off

Flawless and smart technology and integration


Enhanced customer loyalty


Our products

Arvato Financial Solutions has many years of experience, and with every product and solution you also get comprehensive service capability

Jump into different parts of our product and solution portfolio, or just look for the puzzle pieces that are important to your business. Do you need specific pay by phone parking methods or accountancy solutions to organize your bookkeeping processes?

Online Payment

Intelligent and flexible payment solutions

As a leading payment processing service provider, Arvato Financial Solutions has over 300 payment methods, acquirers, and banks in our company portfolio. This allows the acceptance of all credit and debit cards, as well as alternative payment options such as direct debit, open invoice, and various mobile wallets. With Arvato Financial Solutions you are able to connect payment methods worldwide and open up new markets.

Invoice Factoring

Instant payment with invoice factoring

Are you considering selling invoices? We buy invoices the same day they are sent and you receive the payment within 24 hours. We are accustomed to taking care of invoice queries, and we treat your customers as if they were our own. And the best part? We take a complete risk. We pay up to 100% of the invoice amount.

Order to Cash

Tailored business process outsourcing modules

Arvato Financial Solutions order-to-cash process enables organizations to optimize working capital from order capture right through to cash collection. Order-to-cash has traditionally been seen as a back-office process; however, when transformed intelligently with business needs at the forefront we believe that outsourcing the entire order-to-cash process can increase sales and profits, as well as strengthen the financial portfolio of our clients. 


Experienced partner for pay after delivery.

Whether payment on account, partial payment or payment pausing - AfterPay allows customers to pay when and how they want. 


Curious about how we deal with Payments & Financing Services? Under Insights you can find interesting Customer Cases, Whitepapers, Business Insights as well as Blog posts!

Contact us

Your contact person
Sales Team
Payment and Finance
Your contact information