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Our experts share exciting insights on current trend topics!

Liquidity & Cashflow

Continuity creates trust

Rolf Hellermann

29.03.2021 | 3 minutes

Digital Transformation

Software is eating the world

26.01.2021 | 3 minutes

Machine Learning & Data Science

Already sold out? How bots derail limited sales

Felix Martin Siepmann

26.11.2020 | 3 minutes

Mobility & Sharing Economy

Why private sharing is how we will drive cars in the future

Sören Steckmest

07.09.2021 | 4 minutes

Customer Journey

Subscription payments and customer lifetime value

Peter Wilmenius

15.11.2021 | 4 minutes

People & Culture

We are the champions!

15.11.2021 | 4 minutes

Here, we not only serve trend topics and "buzz words", but share data, facts and expert knowledge from practice and everyday professional life.

Our experienced authors drive this content, they report on current customer events, experiences or market observations, express personal opinions and provide expert recommendations.

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But especially in these unsettled times, it's important to ensure continuity in the economy. As a financial services provider, we believe it's our duty to make our contribution to creating the maximum stability possible, particularly in the current situation.

Continuity creates trust

Rolf Hellermann

But especially in these unsettled times, it's important to ensure continuity in the economy. As a financial services provider, we believe it's our duty to make our contribution to creating the maximum stability possible, particularly in the current situation.

This saying is known in many countries – sometimes with soup or porridge, depending on local culinary preferences. As an international company, we always ask ourselves how this could affect the processing of outstanding receivables across borders.

Too many cooks spoil the broth!

This saying is known in many countries – sometimes with soup or porridge, depending on local culinary preferences. As an international company, we always ask ourselves how this could affect the processing of outstanding receivables across borders.

Anyone who assumes handling debt collection for the entire German-speaking region from one of the three countries is simple, will also be mistaken in terms of the regulation. Both the individual countries as well as the EU are increasingly focused on the topic of consumer protection.

No Misunderstandings in International Debt Collection

Anyone who assumes handling debt collection for the entire German-speaking region from one of the three countries is simple, will also be mistaken in terms of the regulation. Both the individual countries as well as the EU are increasingly focused on the topic of consumer protection.

In this interview, our CEO Jan Altersten talks about disruptive technologies, the war for talent and other challenges facing the financial services industry in 2021.

Software is eating the world

In this interview, our CEO Jan Altersten talks about disruptive technologies, the war for talent and other challenges facing the financial services industry in 2021.

Overall, we have experienced an unprecedented super peak season, also fueled by COVID-19. This is reason enough for merchants to prepare themselves and their shopping systems for the future – and this also goes for the payment methods they offer.

Collecting Service: How e-commerce benefits from consolidated incoming payments

Jan Florian Richard

Overall, we have experienced an unprecedented super peak season, also fueled by COVID-19. This is reason enough for merchants to prepare themselves and their shopping systems for the future – and this also goes for the payment methods they offer.

The increasing digitalization of purchase behavior, the emergence of new product groups and business models, and of course the coronavirus crisis are leading to a veritable boom in new subscription models. Good time to check back-end processes for suitability.

Subscription Economy: The New Normal

The increasing digitalization of purchase behavior, the emergence of new product groups and business models, and of course the coronavirus crisis are leading to a veritable boom in new subscription models. Good time to check back-end processes for suitability.

The fashion and lifestyle industry uses artificial scarcity, also known as drop, to boost sales and provide customers with an exclusive brand experience. Resellers often exploit this to resell the sneakers – to continue with the example – for several times their original value.

Already sold out? How bots derail limited sales

Felix Martin Siepmann

The fashion and lifestyle industry uses artificial scarcity, also known as drop, to boost sales and provide customers with an exclusive brand experience. Resellers often exploit this to resell the sneakers – to continue with the example – for several times their original value.

How insurers can use their large data quantities efficiently

Big data and the optimization of dunning processes

Fabian Küchlin

How insurers can use their large data quantities efficiently

Sharing is fun and it's also good for the wallet. After all, privately sharing vehicles not only meets the need for flexible and individual mobility, it also ensures sustainability and financial freedom.

Why private sharing is how we will drive cars in the future

Sören Steckmest

Sharing is fun and it's also good for the wallet. After all, privately sharing vehicles not only meets the need for flexible and individual mobility, it also ensures sustainability and financial freedom.

Why own a car when you can simply have a subscription? Subscriptions are already standard for many products and services, and they are also gaining momentum in the automotive industry. Using is the new owning.

What car subscriptions have to do with reliability in financial processes

Sören Steckmest

Why own a car when you can simply have a subscription? Subscriptions are already standard for many products and services, and they are also gaining momentum in the automotive industry. Using is the new owning.

Trends like subscription and sharing models are growing rapidly. This is why we, as well as car manufacturers and car-sharing providers, must not make the mistake of thinking mobility is a one-way street. We see it as an extended "mobility-as-a-service" and must align our own systems accordingly.

Help shape the mobility transformation

Sören Steckmest

Trends like subscription and sharing models are growing rapidly. This is why we, as well as car manufacturers and car-sharing providers, must not make the mistake of thinking mobility is a one-way street. We see it as an extended "mobility-as-a-service" and must align our own systems accordingly.

Start-ups and scale-ups are disrupting current eco-systems, and an interesting shift is the rise of subscription business models. From a payment perspective, subscription business models create a new type of complexity.

Subscription payments and customer lifetime value

Peter Wilmenius

Start-ups and scale-ups are disrupting current eco-systems, and an interesting shift is the rise of subscription business models. From a payment perspective, subscription business models create a new type of complexity.

Relationships between banks and their customers are often built to last for decades. Smart receivables management can strengthen customer trust.

Trust is the key to success

Fabian Küchlin

Relationships between banks and their customers are often built to last for decades. Smart receivables management can strengthen customer trust.

One success factor in e-commerce is continuously improved customer experience, in particular through innovation in the digital service. To free up the necessary capital, selling receivables has proven to give a suitable boost to cash flow.

Debt purchasing in e-commerce

One success factor in e-commerce is continuously improved customer experience, in particular through innovation in the digital service. To free up the necessary capital, selling receivables has proven to give a suitable boost to cash flow.

AFS employee Rafał Chmiela and his dance partner Grzegorz D. participated in this year's EuroGames. The principle of the EuroGames is that everyone can participate, regardless of gender, age, sexual identity or physical ability.

We are the champions!

AFS employee Rafał Chmiela and his dance partner Grzegorz D. participated in this year's EuroGames. The principle of the EuroGames is that everyone can participate, regardless of gender, age, sexual identity or physical ability.

On the occasion of the international Coming Out Day, Intervalor colleague Daniela Santos shares her experiences as an outed employee at AFS in an interview, emphasizing the importance of a supportive network.

"I am proud of who I am"

On the occasion of the international Coming Out Day, Intervalor colleague Daniela Santos shares her experiences as an outed employee at AFS in an interview, emphasizing the importance of a supportive network.

As of mid-2020, the world of work has largely shifted toward a digital environment due to the current COVID-19 pandemic - and the same can be said for Arvato Financial Solutions. For new employees, this presents new kinds of challenges regarding their entry into a new company.

Virtual onboarding program is honored with the E-Learning Award 2021

As of mid-2020, the world of work has largely shifted toward a digital environment due to the current COVID-19 pandemic - and the same can be said for Arvato Financial Solutions. For new employees, this presents new kinds of challenges regarding their entry into a new company.

Mobility & Sharing Economy

Sharing is fun and it's also good for the wallet. After all, privately sharing vehicles not only meets the need for flexible and individual mobility, it also ensures sustainability and financial freedom.

Why private sharing is how we will drive cars in the future

Sören Steckmest

Sharing is fun and it's also good for the wallet. After all, privately sharing vehicles not only meets the need for flexible and individual mobility, it also ensures sustainability and financial freedom.

Mobility & Sharing Economy

Why own a car when you can simply have a subscription? Subscriptions are already standard for many products and services, and they are also gaining momentum in the automotive industry. Using is the new owning.

What car subscriptions have to do with reliability in financial processes

Sören Steckmest

Why own a car when you can simply have a subscription? Subscriptions are already standard for many products and services, and they are also gaining momentum in the automotive industry. Using is the new owning.

People & Culture

As of mid-2020, the world of work has largely shifted toward a digital environment due to the current COVID-19 pandemic - and the same can be said for Arvato Financial Solutions. For new employees, this presents new kinds of challenges regarding their entry into a new company.

Virtual onboarding program is honored with the E-Learning Award 2021

As of mid-2020, the world of work has largely shifted toward a digital environment due to the current COVID-19 pandemic - and the same can be said for Arvato Financial Solutions. For new employees, this presents new kinds of challenges regarding their entry into a new company.

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