Sell your B2C receivables (NPL - non-performing loans, receivables and claims) and secure liquidity quickly
Unpaid receivables are expensive! They take up a large share of capital and resources. In addition to the financial risk for your company, processing and monitoring these receivables demands significant accounts receivable management. Particularly as the age of the receivable increases more intensive measures are required, which drive internal and external costs.
The sale of such claims is a real alternative. You minimize your accounts receivable management demands, and at the same time benefit from an immediate inflow of liquidity. Because the purchase price is paid immediately upon contract conclusion, regardless of our collection success.
We will support you with the implementation process: starting from the tax treatment, to handling direct payments, take backs in special cases you deem necessary and finally to winning your customers back.
How does debt purchase work?
In just a few steps to an offer - transparent, fair and comprehensible for you.
One contact partner for your international B2C receivables
Arvato Financial Solutions has an international network of largely group-owned collection companies, as well as carefully selected partner collection companies. Through our network, we are able to purchase your non-performing receivables across national borders and ensure professional local collection. Our collection experts take into account cultural characteristics and payment behavior when processing non-performing receivables. Hence, we support you in customer recovery and increase your customer satisfaction levels.
Everything from a single source: from fiduciary collection to debt purchase
The sale of non-performing receivables is also a useful addition to fiduciary collection. You can sell all or part of your receivables from time to time in order to meet your liquidity needs.
If we are already providing fiduciary collection for your company, the receivables can be seamlessy transferred for sale on the agreed due date. Additionally, your existing key account manager will continue to support you in all possible matters in order to satisfy your needs.
If you have your receivables processed by another collection service provider, it is also possible to sell your receivables to Arvato: The files can be transferred quickly and easily via interfaces.
Extensive experience in international receivable management
More than 20 years of experience in debt purchase and more than 500 portfolios purchased make Arvato one of the most reliable and experienced partners for the purchase of your defaulted receivables. We have significant industry expertise in the e-commerce, telekommunication, banking & finances, energy and mobility.
Customer-oriented: modern means of communication, individual repayment options, innovative payment methods
Request an offer
Are you interested in selling your B2C receivables? We would be pleased to make offers for large portfolios starting from approx. 500 receivables. Please complete our questionnaire. Each piece of information you provide helps our experts to evaluate your portfolio of receivables and thus to prepare an individual quote.
What news are there from debt purchase?
Don´t miss our finance blog, where you can gain deep insights into the latest topics directly from our experts.
Convert non-performing receivables into innovation capital – Success factors at a glance
Companies need to invest continuously in order to hold their own against the competition. Unpaid receivables can significantly impact liquidity as well as earnings and lead to high internal expenses for accounts receivable management. The sale of payment-impaired receivables is a suitable alternative as long as you keep a few success factors in mind.
Liquidate accounts receivable and reduce outlays.
On average, each non-paying electricity customer leaves behind approximately EUR 660 in outstanding receivables. This means: high capital commitment and tied up personnel resources in receivables management.
Read how you can give yourself entrepreneurial freedom through the sale of distressed receivables.
Efficient combination of risk management and debt purchase
A combination of scoring-based risk management and a guaranteed purchase price for the purchase of non-performing receivabels offers more security, especially in e-commerce, when it comes to offered unsecure payment methods.
Bundesvereinigung Kreditankauf und Servicing e.V.
BKS, founded in Berlin in 2007, supports functioning credit trade on a political level. The BKS is listed in the "public lists for the registration of associations and their representatives".
The purpose of the DKS is to widen knowledge about the national and international credit business and about credit (market) transactions and the creation of generally recognized standard contractual clauses and standard processes in this area.
We are always looking for people who not only do a job - but people who want to move things forward and bring new perspectives as well as innovative ideas to our company. We look forward to receiving your unsolicited application.