What can we help you with?

Credit Check

Check the credit rating of your customers and improve the quality of your customer relationships.

What is a Credit Check?

Recognise non-solvent customers in advance

Your business success is determined to a great degree by the quality of your customer relationships. The ability to recognise both risky and promising customers and design business relationships accordingly is essential for optimising your business results. Credit checks give you a holistic assessment of the solvency and creditworthiness of customers based on comprehensive data, from personal data to bank details, whether your customers are potential buyers, tenants or apply for a mortgage or loan. A credit check is therefore the basis for deciding which customer relationships should be developed and on which terms and conditions.

 

What are the advantages of a Credit Check?

Reduce payment defaults

in your transactions - from online buying to lending.

Protect risky payment methods

Offer your customers popular payment methods such as purchase on account, SEPA direct debit and instalment payments.

Optimise your business success

through the best possible distinction between high-potential and high-risk customers.

News from Risk Management

Experian and Arvato Financial Solutions Risk Management join forces in a new partnership to add speed, scale and innovation to companies. 

Learn more

Our Credit Check solutions

Modular and flexible

Which credit information is required and at what depth and in which combination will significantly depend on your business model. We provide you with individualised solutions for credit checks that suit your business and your requirements, from a simple credit check to credit scores and even individual scorecard development.

Credit Scores
With a credit report, you get all the important credit data and credit scores of your customers for a credit risk assessment.
Overview
Bank Account Check
Increased security of payment by direct debit: check bank accounts for open direct debit chargebacks and validate bank data.
Overview
Digital Account Check
A digital view of the applicant's account means credit decision making is simple and fast.
Overview
Score Card Development
Scorecards tailored to your unique needs provide customised information for your credit decision management.
Overview

Insights

News from Risk Management

Experian and Arvato Financial Solutions Risk Management join forces in a new partnership to add speed, scale and innovation to companies. 

Learn more

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