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About us

Let’s face it: finance is complicated.

That’s why at Arvato Financial Solutions, we are proud to be the backbone of your business.

With our portfolio of integrated solutions and dedicated product brands we are your trusted partner and guide you through the complex world of credit management, enabling you to focus on your core business - because this is what deserves your complete attention.

Across a wide range of industries from e-commerce and mobility to telecommunications and banking, our process-passionate experts share a common goal: to make sure your credit management runs effortlessly and efficiently, ultimately resulting in optimized financial performance.

By means of predictive analytics, leading-edge platforms and big data, our team of around 7,000 IT, analytics and legal experts allows you to see the bigger picture in 15 countries with a focus on Europe.

So get ahead of the game by giving your business the best possible platform for growth with Arvato Financial Solutions.

Arvato Financial Solutions - Your backbone for growth.

Our product portfolio

Invoicing, Accounting & Payment

From the integration of suitable payment methods to flawless and secure invoice factoring to professional accountancy, global or local – Arvato Financial Solutions supports your business.

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B2B Factoring

Factoring - Would you like to have more financing flexibility to finance your revenue growth, grant extended payment terms without suffering cash shortages, enjoy procurement benefits or expand your production?

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Debt Collection Management

Rely on tailor-made solutions in receivables management.

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Pay-after-Delivery

All our partners have a brand and a story. And our mission is to extend and facilitate your story, not to compete or be the main actor in it. We believe in partnership and true collaboration.
Let’s face it, no one wakes up in the morning with the desire to complete payments. We’d rather explore and experience the day ahead. During that day, enjoyable shopping is something that many people wish for. And payment is – for a fact – an essential part of that shopping experience. We are there to make consumers feel more secure, we generate trust and we give consumers a new way to manage their finances. We are a new touchpoint for your customers, all the way to post-purchase and loyalty.
That’s our role in your story.

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Credit Risk & Fraud Management

Experian and Arvato Financial Solutions Risk Management join forces in a new partnership. We already provide our clients the right risk management, fraud and data solutions.
Now we’re adding another powerful player to the team.
We’re joining forces with the global data leader Experian to help you unlock even more opportunities and redefine what’s possible for your business.

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KYC network solutions

As a global KYC expert, cinfoni creates and transmits uniquely verified customer data worldwide and brings it in line with regulatory requirements. With the clear aim of making international finance sustainably secure and supporting it in curbing the financing of terrorism and money laundering.
cinfoni enables companies to reduce costs, achieve full transparency and conclude banking transactions more quickly.
Banks benefit from massive cost savings, increased data quality, compliance with regulatory requirements and risk minimisation.

How it works

What makes us special

Expert Knowledge

Longstanding experience and in-depth market and industry know-how. Passion and competence in optimizing and implementing leading financial processes with decades of experience

Integrated Services

The full-service-porfolio comes by means of newest technology platforms as well as highest level of automation based on data, analytics and consulting. We offer the whole service chain in all focus markets

Data-driven Operations

Process engineering based on advanced analytics and longlasting experience. Consistent and continious compliance with global and local data transparency and data protection regulations

Strategic Partnership

We are family-owned. Our ability to handle complexity in processes management lets us act more as a strategic partner than a supplier. On average our client relationships last more than 10 years

Process Innovations

Stable growth through incremental innovations. Strategic M&As enable access to strongest innovation potentials

IT Platforms

Self-designed, unrivalled platforms enabling economies of scale, highest flexibility and long-term partnerships

Business Insights

Enable informed decisions and most efficient process engineering by exploiting the power of leading analytical capabilities in using own and third party data

International Know-How & Solutions

Availability of our platforms and solutions in more than 20 countries. Know-how in local legislations and regulations

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